How To Ask For Home Loan In English At Bank | English Conversation On Bank | Asking Information

English conversation,English conversation app,Learn English conversation,learn English,how to talk in English,English conversation topic,English speaking,improve English conversation,English Practice for Beginners,daily English conversation,daily routine English conversation,bank English conversation,how to talk with bank manager,how to talk in english at bank,how to ask for new information in English,how to open new account in bank,asking for help in English

Video Transcript

User: Excuse me.
Customer Desk: Yes.

User: I am planning to take-home loan. Can you please let me know the procedures and eligibility criteria?
Customer Desk: Yes, sure.

Customer Desk: See, as far as home loan is concerned, you need to be of minimum 18 years of age. Which I suppose you are?
User: Yes.

Customer Desk: Ok, are you a salaried individual or self-employed?
User: Salaried.

Customer Desk: Ok, so for the salaried individual, we need to know your income, your property value and the tenure of the loan.
User: Ok, my income is 60 thousand in hand, and the property value would be between 50-60 lakhs. I am planning to repay in 10 years.

Customer Desk: Ok, do you have any existing loan?
Users: No, this is my first loan.

Customer Desk: When are you planning to take the loan?
Users: Next month.

Customer Desk: Ok, whenever you come, do bring your salary slip of the last three months, IT file of three years, an address proof, age proof, id proof, and property documents.
Customer Desk: Also, you need to fill an application form for the same.

User: Can I have that form?
Customer Desk: Yes, you can. You will find the list of documents required, at the back of the form. So, carry them along with you.

User: Ok, thank you.
Customer Desk: This is my card, you can call me if you have any issues
User: Ok.

Download English Conversation App on Google play store and Apple store. It is totally FREE.
Google Play Store:
Apple App Store:

Be the first to comment

Leave a Reply

Your email address will not be published.